In the vast landscape of Texas, where businesses thrive and opportunities abound, Small Business Administration (SBA) loans play a pivotal role in fueling entrepreneurial dreams. Let’s explore the top SBA lenders in the state, each bringing a unique approach and offerings to the table:
Texas’ Preferred SBA Lenders
| Rank | Bank | Bank HQ | # of Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|---|
| 1 | Wells Fargo | Sioux Falls, SD | 223 | $160,235 | 9.6% |
| 2 | The Huntington National Bank | Columbus, OH | 168 | $362,397 | 7.5% |
| 3 | BayFirst National Bank | Saint Petersburg, FL | 132 | $218,673 | 8.7% |
| 4 | Live Oak | Wilmington, NC | 123 | $1,457,332 | 6.8% |
| 5 | BancorpSouth Bank | Tupelo, MS | 117 | $442,888 | 7.2% |
| 6 | United Midwest Savings Bank | De Graff, OH | 114 | $293,079 | 6.8% |
| 7 | Newtek Small Business Finance | Lake Success, NY | 105 | $826,616 | 8.0% |
| 8 | Readycap Lending, LLC | Berkeley Heights, NJ | 103 | $466,351 | 7.6% |
| 9 | JPMorgan Chase Bank | Columbus, OH | 78 | $273,176 | 7.2% |
| 10 | Comerica Bank | Dallas, TX | 76 | $468,612 | 5.8% |
| 11 | Celtic Bank | Salt Lake City, UT | 69 | $1,102,801 | 7.1% |
| 12 | Frost Bank | San Antonio, TX | 66 | $569,864 | 6.2% |
| 13 | Bank of America | Charlotte, NC | 57 | $675,389 | 3.4% |
| 14 | Wallis Bank | Wallis, TX | 55 | $1,833,667 | 6.5% |
| 15 | First Internet Bank of Indiana | Fishers, IN | 43 | $883,512 | 7.4% |
| 16 | Citizens Bank | Elizabethton, TN | 37 | $672,762 | 7.0% |
| 17 | Independent Bank | Mckinney, TX | 37 | $1,248,151 | 5.9% |
| 18 | PNC Bank | Wilmington, DE | 36 | $848,783 | 6.4% |
| 19 | Byline Bank | Chicago, IL | 33 | $1,146,167 | 7.5% |
| 20 | PlainsCapital Bank | Dallas, TX | 32 | $722,238 | 6.7% |
| 21 | Stellar Bank | Houston, TX | 32 | $1,209,697 | 6.2% |
| 22 | Enterprise Bank & Trust | Clayton, MO | 29 | $1,637,541 | 6.0% |
| 23 | Commonwealth Business Bank | Los Angeles, CA | 27 | $1,594,315 | 5.6% |
| 24 | PeopleFund | Austin, TX | 27 | $151,567 | 7.9% |
| 25 | Bank of Hope | Los Angeles, CA | 26 | $1,095,035 | 6.0% |
| 26 | First Bank of the Lake | Osage Beach, MO | 26 | $1,311,808 | 7.7% |
| 27 | LiftFund | San Antonio, TX | 25 | $188,896 | 7.8% |
| 28 | Zions Bank | Salt Lake City, UT | 25 | $795,864 | 5.9% |
| 29 | First United Bank and Trust | Durant, OK | 23 | $1,012,835 | 6.5% |
| 30 | Hanmi Bank | Los Angeles, CA | 22 | $1,540,318 | 6.2% |
| 31 | PCB Bank | Los Angeles, CA | 22 | $1,278,477 | 6.7% |
| 32 | Regions Bank | Birmingham, AL | 22 | $1,362,673 | 6.8% |
| 33 | Veritex Community Bank | Dallas, TX | 22 | $1,451,350 | 6.8% |
| 34 | First IC Bank | Doraville, GA | 21 | $1,725,619 | 5.8% |
| 35 | Simmons Bank | Pine Bluff, AR | 21 | $1,088,771 | 6.5% |
| 36 | The American National Bank of Texas | Terrell, TX | 20 | $799,155 | 6.1% |
| 37 | Customers Bank | Malvern, PA | 18 | $620,594 | 6.4% |
| 38 | United Community Bank | Blairsville, GA | 18 | $882,667 | 6.9% |
| 39 | Broadway National Bank | San Antonio, TX | 17 | $779,012 | 6.1% |
| 40 | First Commonwealth Bank | Indiana, PA | 17 | $1,594,012 | 7.0% |
1. Wells Fargo
Wells Fargo, a national banking giant, holds a significant presence in Texas, providing 223 SBA loans. With a focus on accessibility through moderate-sized loans, businesses should consider the higher average interest rate associated with their financing.
2. The Huntington National Bank
The Huntington National Bank, with a regional focus, offers 168 SBA loans in Texas. Striking a balance between loan quantity and size, it caters to businesses with varying financial needs at a competitive interest rate.
3. BayFirst National Bank
BayFirst National Bank, a local player based in Saint Petersburg, FL, actively participates in Texas’s SBA lending landscape. Providing 132 loans, it stands as a reliable option for businesses seeking accessible financing with a moderate interest rate.
4. Live Oak
Live Oak, headquartered in Wilmington, NC, is a notable player in Texas’s SBA lending landscape. With a focus on high-value loans (123 loans averaging $1,457,332), it caters to businesses with substantial financing needs at a competitive interest rate.
5. BancorpSouth Bank
BancorpSouth Bank, despite its Mississippi origins, actively contributes to Texas’s SBA lending landscape. With 117 loans averaging $442,888, it offers a balanced approach to loan quantity and size, complemented by a competitive interest rate.
6. United Midwest Savings Bank
United Midwest Savings Bank extends its services to Texas with 114 loans averaging $293,079. Striking a balance between accessibility and loan size, it provides a reliable option for businesses seeking moderate financing at a competitive interest rate.
7. Newtek Small Business Finance
Newtek Small Business Finance, though based in Lake Success, NY, actively participates in Texas’s business community. With 105 loans averaging $826,616, it provides a reliable option for businesses with substantial financing needs at a competitive interest rate.
8. Readycap Lending, LLC
Readycap Lending, based in Berkeley Heights, NJ, actively engages in Texas’s SBA lending market. Offering 103 loans averaging $466,351, it provides a balanced approach to loan quantity and size with a competitive interest rate.
9. JPMorgan Chase Bank
JPMorgan Chase Bank, with a regional focus, offers 78 SBA loans in Texas. Businesses benefit from a moderate loan size averaging $273,176 and a competitive interest rate.
10. Comerica Bank
Comerica Bank, headquartered in Dallas, TX, is a notable player in the state’s SBA lending landscape. Providing 76 loans averaging $468,612, it offers accessible financing with a relatively low average interest rate.
In conclusion, Texas businesses have a diverse array of SBA lending options, ranging from local institutions to nationally recognized banks. Entrepreneurs should carefully consider factors such as the lender’s regional focus, loan quantity, average loan amount, and interest rates to make informed decisions that align with their business objectives. Whether seeking smaller, more accessible loans or substantial financial support, these top SBA lenders offer valuable resources to navigate the dynamic business environment in the Lone Star State.
Top Industries for SBA loans in Texas
| Rank | Industry | # of Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|
| 1 | Full-Service Restaurants | 143 | $959,371 | 6.7% |
| 2 | Limited-Service Restaurants | 122 | $500,408 | 6.9% |
| 3 | Hotels (except Casino Hotels) and Motels | 113 | $3,043,937 | 6.3% |
| 4 | Fitness and Recreational Sports Centers | 80 | $471,874 | 7.2% |
| 5 | Snack and Nonalcoholic Beverage Bars | 75 | $613,232 | 6.8% |
| 6 | Child Day Care Services | 52 | $1,360,879 | 6.3% |
| 7 | General Freight Trucking, Long Distance, Truckload | 52 | $233,496 | 8.8% |
| 8 | Offices of Physicians (except Mental Health Specialists) | 49 | $978,929 | 6.4% |
| 9 | Plumbing, Heating, and Air-Conditioning Contractors | 48 | $553,017 | 7.3% |
| 10 | Offices of Dentists | 47 | $1,172,651 | 5.9% |
| 11 | Insurance Agencies and Brokerages | 47 | $640,217 | 6.9% |
| 12 | General Automotive Repair | 43 | $753,300 | 6.2% |
| 13 | General Freight Trucking, Local | 40 | $288,218 | 8.7% |
| 14 | All Other Specialty Trade Contractors | 40 | $723,653 | 7.8% |
| 15 | Landscaping Services | 39 | $640,300 | 7.2% |
| 16 | Other Personal Care Services | 38 | $520,679 | 7.5% |
| 17 | Offices of Chiropractors | 36 | $344,636 | 6.7% |
| 18 | Janitorial Services | 34 | $333,424 | 7.4% |
| 19 | Residential Remodelers | 32 | $424,641 | 8.1% |
| 20 | Pet Care (except Veterinary) Services | 31 | $881,555 | 6.6% |
| 21 | Beauty Salons | 31 | $388,368 | 7.8% |
| 22 | Home Health Care Services | 28 | $672,954 | 6.7% |
| 23 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 27 | $472,737 | 6.7% |
| 24 | Electrical Contractors | 25 | $996,532 | 7.5% |
| 25 | Roofing Contractors | 24 | $369,967 | 6.2% |
| 26 | Commercial and Institutional Building Construction | 24 | $305,900 | 7.6% |
| 27 | Car Washes | 22 | $2,218,968 | 6.2% |
| 28 | Offices of All Other Miscellaneous Health Practitioners | 21 | $348,143 | 6.9% |
| 29 | All Other Personal Services | 21 | $586,957 | 6.8% |
| 30 | Coin-Operated Laundries and Drycleaners | 21 | $1,104,971 | 6.8% |
| 31 | Electronic Shopping and Mail-Order Houses | 21 | $652,333 | 7.5% |
| 32 | Sports and Recreation Instruction | 20 | $516,300 | 7.0% |
| 33 | Automotive Body, Paint, and Interior Repair and Maintenance | 20 | $823,955 | 6.7% |
| 34 | Offices of Lawyers | 20 | $642,155 | 6.7% |
| 35 | Computer Systems Design Services | 20 | $616,720 | 6.4% |
| 36 | Painting and Wall Covering Contractors | 20 | $181,750 | 7.6% |
| 37 | All Other Professional, Scientific, and Technical Services | 19 | $469,711 | 6.9% |
| 38 | Drinking Places (Alcoholic Beverages) | 19 | $774,011 | 6.6% |
| 39 | Drywall and Insulation Contractors | 19 | $388,795 | 6.9% |
| 40 | Offices of Certified Public Accountants | 18 | $584,339 | 7.4% |
Top SBA Loan Franchises in Texas
| Rank | FranchiseName | # of Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|
| 1 | Hotworx | 21 | $357,105 | 7.4% |
| 2 | La Quinta Inn | 15 | $3,832,027 | 6.5% |
| 3 | Holiday Inn Express | 12 | $3,252,850 | 6.1% |
| 4 | Best Western | 12 | $3,341,492 | 6.9% |
| 5 | Scooter’s Coffee | 9 | $1,010,056 | 6.7% |
| 6 | Christian Brothers Automotive | 9 | $640,933 | 3.9% |
| 7 | Mighty Dog Roofing | 9 | $236,733 | 6.1% |
| 8 | College Hunks Hauling Junk | 9 | $194,444 | 6.6% |
| 9 | IFOAM | 8 | $507,350 | 7.8% |
| 10 | Simple Simon’s Pizza | 8 | $310,125 | 6.8% |
| 11 | FYZICAL | 7 | $233,229 | 6.7% |
| 12 | HiTeaO | 7 | $1,368,357 | 6.6% |
| 13 | Red Roof Inn | 6 | $2,912,467 | 5.8% |
| 14 | The UPS Store | 6 | $330,483 | 6.7% |
| 15 | The Grounds Guys | 6 | $150,000 | 6.2% |
| 16 | Golden Chick | 6 | $1,125,533 | 4.9% |
| 17 | Heroes Lawn Care | 6 | $628,967 | 8.5% |
| 18 | Marco’s Pizza | 6 | $332,950 | 7.5% |
| 19 | EverLine Coatings and Services | 5 | $236,000 | 8.0% |
| 20 | F45 Training | 5 | $352,860 | 7.1% |
| 21 | Comfort Inn | 5 | $4,461,720 | 6.0% |
| 22 | The Little Gym | 5 | $333,920 | 6.0% |
| 23 | Motel 6 | 5 | $1,186,500 | 6.2% |
| 24 | Strickland Brothers 10 Minute | 5 | $456,400 | 7.2% |
| 25 | Hotworx | 5 | $266,500 | 8.1% |
| 26 | Real Property Management | 5 | $269,200 | 6.6% |
| 27 | PJ’s Coffee of New Orleans | 5 | $485,600 | 6.8% |
| 28 | SureStay | 5 | $3,112,300 | 5.7% |
| 29 | The Goddard School | 5 | $620,060 | 4.5% |
| 30 | Restore Cryotherapy | 5 | $817,740 | 6.1% |
| 31 | Property Management Inc. | 4 | $150,000 | 6.3% |
| 32 | Crust Pizza Co. | 4 | $922,650 | 6.6% |
| 33 | Baymont Inn & Suites | 4 | $2,462,500 | 7.1% |
| 34 | Sam the Concrete Man | 4 | $150,000 | 7.5% |
| 35 | Sleep Inn | 4 | $2,124,000 | 5.8% |
| 36 | Dogtopia | 4 | $1,079,000 | 6.1% |
| 37 | The Maids | 4 | $150,000 | 8.3% |
| 38 | Ellie Mental Health | 4 | $272,450 | 8.9% |
| 39 | JDog Junk Removal & Hauling | 4 | $150,000 | 6.4% |
| 40 | GLO TANNING | 4 | $576,175 | 8.5% |
Top Texas SBA Loan Borrowers by Jobs Supported
| Rank | Business | Location | Industry | Loan Size | Interest Rate | Jobs |
|---|---|---|---|---|---|---|
| 1 | CARBAJAL EMPIRE LLC | Houston, TX | Plumbing, Heating, and Air-Conditioning Contractors | $1M – $2.5M | 5.5% | 300 |
| 2 | 2045 REALTY LLC | Dayton, TX | Other Commercial and Industrial Machinery and Equipment Rental and Lea | $1M – $2.5M | 6.5% | 300 |
| 3 | GET CLEAN SERVICES LLC | Mckinney, TX | Janitorial Services | $2.5M – $5M | 6.0% | 300 |
| 4 | LUCENT HEALTH GROUP LP | Mckinney, TX | Home Health Care Services | $2.5M – $5M | 6.5% | 300 |
| 5 | AIR CENTER HELICOPTERS INC | Burleson, TX | Scheduled Passenger Air Transportation | $2.5M – $5M | 3.9% | 244 |
| 6 | GIDEON TOAL MANAGEMENT SERVICE | Arlington, TX | Other Airport Operations | $1M – $2.5M | 8.3% | 202 |
| 7 | TEXAS INFUSION LLC | Garland, TX | $250K – $500K | 2.3% | 200 | |
| 8 | SRG 2MB LLC | Spring, TX | Offices of Real Estate Agents and Brokers | $250K – $500K | 9.0% | 200 |
| 9 | EMPIRE COUNTERTOPS LLC | Pilot Point, TX | Cut Stone and Stone Product Manufacturing | $1M – $2.5M | 6.0% | 200 |
| 10 | CATLETT AUTOMOTIVE INC. | Amarillo, TX | $250K – $500K | 4.5% | 190 | |
| 11 | SCRIBE MEDIA LLC | Austin, TX | Book Publishers | $500K – $1M | 7.0% | 170 |
| 12 | AUTISM RESPONSE TEAM OF TEXAS | Frisco, TX | Offices of Mental Health Practitioners (except Physicians) | $1M – $2.5M | 9.0% | 170 |
| 13 | HAGBROS PRECISION LLC | Hutto, TX | Machine Shops | $250K – $500K | 4.6% | 169 |
| 14 | CATALYST REALM LLC | Cypress, TX | Administrative Management and General Management Consulting Services | $250K or less | 5.8% | 168 |
| 15 | FALCO PEREGRINUS HOME CARE LLC | Pasadena, TX | Home Health Care Services | $500K – $1M | 8.0% | 166 |
| 16 | ARBOR TRUE ENVIRONMENTAL SERVI | Porter, TX | Landscaping Services | $1M – $2.5M | 6.3% | 165 |
| 17 | JIMEGAN INDUSTRIES LLC | Austin, TX | Drywall and Insulation Contractors | $250K or less | 5.0% | 160 |
| 18 | TEXAS WING KINGS INCORPORATED | Granbury, TX | Full-Service Restaurants | $1M – $2.5M | 8.5% | 160 |
| 19 | CROSS RECRUITING INC. | Allen, TX | Employment Placement Agencies | $500K – $1M | 6.8% | 157 |
| 20 | FC GROUP INC. | Laredo, TX | Supermarkets and Other Grocery (except Convenience) Stores | $2.5M – $5M | 4.5% | 150 |
| 21 | TWOSHOES INC | Georgetown, TX | Full-Service Restaurants | $250K – $500K | 5.5% | 145 |
| 22 | ALAMO ENVIRONMENTAL INC. | San Antonio, TX | Remediation Services | $1M – $2.5M | 4.8% | 144 |
| 23 | KAREN’S HALLMARK | Conroe, TX | Gift, Novelty, and Souvenir Stores | $1M – $2.5M | 6.0% | 137 |
| 24 | ECS PROPERTIES LLC | Little Elm, TX | Amusement Arcades | $250K – $500K | 8.3% | 134 |
| 25 | PROSPERA HEALTHCARE ABA LLC | Flower Mound, TX | Offices of All Other Miscellaneous Health Practitioners | $250K – $500K | 5.8% | 130 |
| 26 | GONZALES COMMERCIAL ELECTRIC | Houston, TX | Electrical Contractors | $2.5M – $5M | 8.3% | 130 |
| 27 | FORTRESS HOME CARE LLC | Lubbock, TX | Services for the Elderly and Persons with Disabilities | $1M – $2.5M | 6.0% | 120 |
| 28 | CODE 3 SECURITY LLC | Mckinney, TX | Security Guards and Patrol Services | $250K or less | 8.1% | 116 |
| 29 | ALLEN CONCRETE LLC | El Paso, TX | Poured Concrete Foundation and Structure Contractors | $1M – $2.5M | 1.3% | 116 |
| 30 | HERMAN PACKAGING CO. INC. | Houston, TX | Paper Bag and Coated and Treated Paper Manufacturing | $1M – $2.5M | 5.7% | 116 |
| 31 | 2ND ROUND PICK HOLDINGS LLC | Highland Village, TX | Full-Service Restaurants | $500K – $1M | 6.0% | 115 |
| 32 | NEULINE HEALTH | Mckinney, TX | Diagnostic Imaging Centers | $1M – $2.5M | 10.0% | 115 |
| 33 | PHAT EATERY | Katy, TX | Full-Service Restaurants | $1M – $2.5M | 4.8% | 115 |
| 34 | CARE+ EMERGENCY CENTER LLC | Richmond, TX | Offices of Physicians (except Mental Health Specialists) | $2.5M – $5M | 5.3% | 110 |
| 35 | ASTRO CLOTHING EXCHANGE LLC | Houston, TX | Recyclable Material Merchant Wholesalers | $250K – $500K | 8.0% | 109 |
| 36 | EARLY BIRD PEDIATRIC THERAPY C | El Paso, TX | Offices of Physical, Occupational and Speech Therapists, and Audiologi | $2.5M – $5M | 1.3% | 107 |
| 37 | PREFERRED TECHNOLOGIES LLC | Houston, TX | Computer Systems Design Services | $2.5M – $5M | 6.2% | 107 |
| 38 | FM GOODS FLOWER MOUND LLC | Flower Mound, TX | Snack and Nonalcoholic Beverage Bars | $250K – $500K | 4.8% | 103 |
| 39 | JASMINE MARKET & CAFE LLC | Richardson, TX | Full-Service Restaurants | $2.5M – $5M | 4.8% | 102 |
| 40 | MCMILLEN-VITEK ENTERPRISES LL | San Antonio, TX | Drinking Places (Alcoholic Beverages) | $2.5M – $5M | 5.5% | 101 |
| 41 | CY-FAIR COATINGS INC | Cypress, TX | All Other Specialty Trade Contractors | $250K or less | 7.5% | 100 |
| 42 | JD EXPRESS INC. | Fresno, TX | Freight Transportation Arrangement | $250K or less | 10.0% | 100 |
| 43 | VENNISON TECHNOLOGIES INC. | Allen, TX | Custom Computer Programming Services | $250K – $500K | 4.2% | 100 |
| 44 | VETTRUS SUPPLY LLC | Texas City, TX | Other Construction Material Merchant Wholesalers | $250K – $500K | 8.4% | 100 |
| 45 | BURNS BURNS BURNS LLC | Houston, TX | Full-Service Restaurants | $500K – $1M | 6.0% | 100 |
| 46 | CONTROL FLOW INC. | Houston, TX | Oil and Gas Field Machinery and Equipment Manufacturing | $2.5M – $5M | 7.0% | 100 |
| 47 | TNC MANAGEMENT LLC | Abilene, TX | Employment Placement Agencies | $2.5M – $5M | 6.8% | 98 |
| 48 | EL TIEMPO BRIARGROVE LLC | Houston, TX | Full-Service Restaurants | $1M – $2.5M | 2.0% | 96 |
| 49 | LPT INC. | Dallas, TX | Landscaping Services | $1M – $2.5M | 7.5% | 95 |
| 50 | SYNERGY SIGNS & SERVICES LLC | Fort Worth, TX | Sign Manufacturing | $250K or less | 3.2% | 94 |
| 51 | ALINO CAJUN SEAFOOD LLC | Grand Prairie, TX | Limited-Service Restaurants | $500K – $1M | 9.0% | 94 |
| 52 | 4STONES LLC | Austin, TX | Painting and Wall Covering Contractors | $250K – $500K | 6.5% | 92 |
| 53 | ADVANCED PAVEMENT MAINTENANCE | Amarillo, TX | Asphalt Paving Mixture and Block Manufacturing | $500K – $1M | 5.5% | 92 |
| 54 | STORM LVS | Houston, TX | Power and Communication Line and Related Structures Construction | $500K – $1M | 6.8% | 90 |
| 55 | UNIVERSAL FOOD CORP LLC | Houston, TX | Limited-Service Restaurants | $500K – $1M | 5.0% | 90 |
| 56 | PEPPERMINT PLANTATION INC. | Midland, TX | Child Day Care Services | $500K – $1M | 9.0% | 90 |
| 57 | EUN HOLDINGS LLC | Corpus Christi, TX | Snack and Nonalcoholic Beverage Bars | $500K – $1M | 6.5% | 90 |
| 58 | STORM-TEK INC | Houston, TX | Power and Communication Line and Related Structures Construction | $1M – $2.5M | 6.3% | 90 |
| 59 | FIREFIGHTERS LANDSCAPE & DESIG | Lewisville, TX | Landscape Architectural Services | $2.5M – $5M | 4.3% | 88 |
| 60 | SHOPCO U.S.A. INC. | Houston, TX | Other Commercial Equipment Merchant Wholesalers | $2.5M – $5M | 7.0% | 88 |
| 61 | CREEKSIDE FINE GRILL LLC | Wylie, TX | Full-Service Restaurants | $2.5M – $5M | 5.3% | 87 |
| 62 | K CONSTRUCTION LLC | Mckinney, TX | Water and Sewer Line and Related Structures Construction | $500K – $1M | 6.0% | 85 |
| 63 | TRAILER KING BUILDERS | Houston, TX | Truck Trailer Manufacturing | $500K – $1M | 8.0% | 85 |
| 64 | KRAFTSMEN BAKERS I LTD. | Houston, TX | Retail Bakeries | $500K – $1M | 7.3% | 85 |
| 65 | GAMA LOGISTICS HOLDINGS LLC | Plano, TX | General Freight Trucking, Local | $1M – $2.5M | 4.8% | 85 |
| 66 | WHITMORE AND SONS INC | Euless, TX | Landscaping Services | $1M – $2.5M | 7.5% | 85 |
| 67 | PEARLAND JUICE CO | Pearland, TX | Full-Service Restaurants | $250K – $500K | 8.3% | 84 |
| 68 | AMARILLO PEDIATRIC DENTISTRY & | Amarillo, TX | Offices of Dentists | $2.5M – $5M | 4.0% | 84 |
| 69 | SIX GUN CORRAL L.P. | El Paso, TX | Cafeterias, Grill Buffets, and Buffets | $2.5M – $5M | 5.0% | 81 |
| 70 | THE FLOREZ GROUP INC. | Austin, TX | Software Publishers | $250K or less | 9.3% | 80 |
| 71 | SSJ COMPANIES INC. | Round Rock, TX | Full-Service Restaurants | $250K or less | 9.0% | 80 |
| 72 | CTNT LLC | College Station, TX | Limited-Service Restaurants | $250K or less | 8.3% | 80 |
| 73 | CHAMAKALA CHILDCARE LLC | Mckinney, TX | Child Day Care Services | $500K – $1M | 4.5% | 80 |
| 74 | SCHOELLHORN GROUP LLC | Richardson, TX | Home Health Care Services | $500K – $1M | 5.5% | 80 |
| 75 | WHITE ROCK BREWING COMPANY LLC | Dallas, TX | Breweries | $500K – $1M | 9.0% | 80 |
| 76 | SUPERIOR BATTERY SERVICE LLC | Sherman, TX | $500K – $1M | 7.3% | 79 | |
| 77 | WATERFALL GLASS LLC | Carrolton, TX | Residential Remodelers | $1M – $2.5M | 7.8% | 78 |
| 78 | THE AMERICAN CORNERSTONE HEALT | Missouri City, TX | Nursing Care Facilities | $2.5M – $5M | 4.0% | 76 |
| 79 | TALENTO SERVICES LLC | Prosper, TX | Local Messengers and Local Delivery | $250K – $500K | 6.3% | 75 |
| 80 | LEGEND DAYTIME HOSPITALITY INC | The Colony, TX | Full-Service Restaurants | $500K – $1M | 9.8% | 75 |
| 81 | ICHIBAN | Waco, TX | Full-Service Restaurants | $1M – $2.5M | 10.0% | 75 |
| 82 | LAMBERTI’S MARKET LLC | Irving, TX | Full-Service Restaurants | $2.5M – $5M | 6.0% | 75 |
| 83 | DARSEA VW I LLC | Waco, TX | Homes for the Elderly | $2.5M – $5M | 5.9% | 75 |
| 84 | NEATLAND WEST TEXAS LLC | Odessa, TX | Janitorial Services | $250K – $500K | 10.0% | 74 |
| 85 | NICOR INC | Schulenburg, TX | All Other Plastics Product Manufacturing | $1M – $2.5M | 5.9% | 73 |
| 86 | ENLIGHTENED ARMADILLO INC. | Trophy Club, TX | Sports and Recreation Instruction | $250K – $500K | 6.3% | 72 |
| 87 | OUTLAW STEAKBURGERS ATHENS LL | Athens, TX | Limited-Service Restaurants | $500K – $1M | 8.3% | 72 |
| 88 | OUTLAW STEAKBURGERS VICTORIA | Victoria, TX | Limited-Service Restaurants | $500K – $1M | 8.3% | 72 |
| 89 | FOOD BASKET LLC | Dallas, TX | Supermarkets and Other Grocery (except Convenience) Stores | $1M – $2.5M | 7.5% | 71 |
| 90 | FRISCO EMERGENCY PET CARE PLL | Frisco, TX | Veterinary Services | $2.5M – $5M | 4.5% | 71 |
| 91 | ALFARO PROPERTIES II LLC | Houston, TX | Electrical Contractors | $1M – $2.5M | 6.3% | 68 |
| 92 | ALTA FRONTERA LLC DBA HIGH FRO | Fort Davis, TX | Hotels (except Casino Hotels) and Motels | $2.5M – $5M | 5.5% | 68 |
| 93 | FOUR POINTS PACT LLC | Austin, TX | Child Day Care Services | $2.5M – $5M | 4.3% | 68 |
| 94 | MEDNAT CORPORATION | El Paso, TX | Limited-Service Restaurants | $250K – $500K | 6.3% | 67 |
| 95 | BOSS ENTERPRISES INC | Temple, TX | Full-Service Restaurants | $250K or less | 10.5% | 65 |
| 96 | MOSS MECHANICAL LLC | Dallas, TX | Plumbing, Heating, and Air-Conditioning Contractors | $250K – $500K | 8.3% | 65 |
| 97 | HEARTS THAT CARE HOME CARE AGE | Carrollton, TX | Home Health Care Services | $250K – $500K | 4.8% | 65 |
| 98 | QUEENIE T AUYEUNG | Katy, TX | Full-Service Restaurants | $1M – $2.5M | 4.5% | 65 |
| 99 | ALL GOOD MOVING SERVICES LLC | San Antonio, TX | Used Household and Office Goods Moving | $250K or less | 6.3% | 64 |
| 100 | BGK CRYO LLC | Fort Worth, TX | Offices of All Other Miscellaneous Health Practitioners | $250K – $500K | 7.5% | 64 |
Note about SBA lenders near me in Texas
When it comes to top Texas SBA lenders, it’s a common inquiry whether any of the listed banks are 1) included in the Texas preferred lender list, 2) approved lenders in Texas, or 3) active participants in the Texas SBA Express lending program. These queries center around the ability of a given SBA bank to facilitate small business SBA loans in Texas swiftly. The answer is an unequivocal yes. These aren’t your run-of-the-mill banks making only a handful of SBA loans annually; these are institutions well-versed in the intricacies of the SBA 7(a) loan program. They stand out as the top performers in Texas, as evidenced by our thorough analysis of thousands of SBA loans each year, leading us to rank lenders based on recent activity.
It’s crucial to note that while some banks may limit their lending to specific regions, there exist a select few highly assertive nationwide SBA lenders that operate nationally. These lenders possess a profound understanding of the SBA program and execute transactions with remarkable speed. Therefore, we advise against restricting your search solely to your home state. Our lender match tool proves invaluable in this regard. By utilizing it, we can identify suitable SBA banks tailored to your specific needs, be it geography, industry, company size, all at no cost or obligation to you. This service aims to save you valuable time and ensure a seamless SBA loan process.