Small Business Administration (SBA) loans serve as a lifeline for many California businesses, providing essential financial support. Understanding the key players in SBA lending within the state can help entrepreneurs make informed decisions. Here’s a breakdown of the top SBA lenders in California, shedding light on their focus, loan statistics, and borrower-relevant information.
California’s Preferred SBA Lenders
| Rank | Bank | Bank HQ | # of Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|---|
| 1 | U.S. Bank | Cincinnati, OH | 1022 | $423,113 | 6.7% |
| 2 | Wells Fargo | Sioux Falls, SD | 345 | $357,518 | 8.9% |
| 3 | BayFirst National Bank | Saint Petersburg, FL | 182 | $266,015 | 8.4% |
| 4 | Newtek Small Business Finance | Lake Success, NY | 165 | $704,401 | 8.0% |
| 5 | CDC Small Business Finance | San Diego, CA | 160 | $162,699 | 9.0% |
| 6 | BancorpSouth Bank | Tupelo, MS | 138 | $250,594 | 7.3% |
| 7 | Live Oak | Wilmington, NC | 138 | $1,735,420 | 6.6% |
| 8 | Readycap Lending, LLC | Berkeley Heights, NJ | 133 | $627,626 | 7.9% |
| 9 | Bank of America | Charlotte, NC | 131 | $376,539 | 3.9% |
| 10 | Celtic Bank | Salt Lake City, UT | 131 | $1,019,424 | 7.1% |
| 11 | Harvest Small Business Finance | Laguna Hills, CA | 124 | $1,304,135 | 7.0% |
| 12 | JPMorgan Chase Bank | Columbus, OH | 118 | $294,080 | 7.3% |
| 13 | Commonwealth Business Bank | Los Angeles, CA | 109 | $1,006,697 | 6.2% |
| 14 | Bank of Hope | Los Angeles, CA | 108 | $411,956 | 6.6% |
| 15 | BMO Harris Bank | Chicago, IL | 103 | $1,081,425 | 6.5% |
| 16 | Enterprise Bank & Trust | Clayton, MO | 75 | $1,551,727 | 6.0% |
| 17 | The Huntington National Bank | Columbus, OH | 72 | $310,438 | 7.6% |
| 18 | Comerica Bank | Dallas, TX | 68 | $243,194 | 6.4% |
| 19 | East West Bank | Pasadena, CA | 65 | $1,147,292 | 6.1% |
| 20 | Open Bank | Los Angeles, CA | 54 | $1,771,598 | 6.5% |
| 21 | Five Star Bank | Rancho Cordova, CA | 52 | $365,000 | 7.4% |
| 22 | United Midwest Savings Bank | De Graff, OH | 52 | $196,308 | 7.0% |
| 23 | CalPrivate Bank | La Jolla, CA | 44 | $1,488,605 | 7.0% |
| 24 | City National Bank | Los Angeles, CA | 42 | $996,983 | 6.1% |
| 25 | VelocitySBA | Costa Mesa, CA | 42 | $751,690 | 6.6% |
| 26 | PCB Bank | Los Angeles, CA | 40 | $1,266,763 | 6.5% |
| 27 | Plumas Bank | Quincy, CA | 37 | $1,026,908 | 6.3% |
| 28 | US Metro Bank | Garden Grove, CA | 36 | $1,928,764 | 6.2% |
| 29 | Hanmi Bank | Los Angeles, CA | 35 | $928,920 | 6.5% |
| 30 | Zions Bank | Salt Lake City, UT | 34 | $886,397 | 6.7% |
| 31 | American Continental Bank | City Of Industry, CA | 33 | $1,222,167 | 5.9% |
| 32 | Pinnacle Bank | Morgan Hill, CA | 33 | $1,773,215 | 5.9% |
| 33 | Byline Bank | Chicago, IL | 31 | $1,305,387 | 7.0% |
| 34 | Umpqua Bank | Roseburg, OR | 31 | $1,179,565 | 6.4% |
| 35 | First Bank of the Lake | Osage Beach, MO | 30 | $1,654,283 | 6.6% |
| 36 | First-Citizens Bank & Trust | Raleigh, NC | 30 | $1,038,310 | 6.3% |
| 37 | FFB Bank | Fresno, CA | 26 | $1,119,623 | 7.3% |
| 38 | Lendistry SBLC | Los Angeles, CA | 25 | $443,768 | 8.0% |
| 39 | Mission Valley Bank | Sun Valley, CA | 25 | $1,978,852 | 6.3% |
| 40 | Santa Cruz County Bank | Santa Cruz, CA | 25 | $1,230,680 | 6.4% |
1. U.S. Bank
U.S. Bank, a national financial institution, dominates the SBA lending scene in California with an impressive number of loans. It provides businesses with a substantial average loan amount at a competitive interest rate, making it a reliable choice for those seeking reliable financial support.
2. Wells Fargo
Despite its national presence, Wells Fargo is a significant player in the California market. While offering a moderate number of loans, businesses should note the relatively higher average interest rate. However, its accessibility and diverse financial products make it an option for various entrepreneurs.
3. BayFirst National Bank
BayFirst National Bank, although headquartered in Florida, actively participates in California’s SBA lending landscape. With a focus on a moderate number of loans and a respectable average interest rate, it caters to businesses seeking reliable financing options.
4. Newtek Small Business Finance
Newtek Small Business Finance stands out for its concentration on a relatively lower number of high-value loans. For businesses with substantial financing needs, this lender offers a competitive average interest rate, making it an appealing choice in California.
5. CDC Small Business Finance
CDC Small Business Finance, based in San Diego, focuses on providing a considerable number of smaller loans. Entrepreneurs should consider the higher average interest rate, but the lender’s local presence can be advantageous for those seeking personalized service.
6. BancorpSouth Bank
BancorpSouth Bank, though based in Mississippi, actively participates in California’s SBA lending sector. Offering a balanced number of loans with a reasonable average interest rate, it stands as a reliable option for businesses seeking moderate financing.
7. Live Oak
Live Oak stands out with a focus on a moderate number of high-value loans in California. With an exceptionally high average loan amount and a competitive interest rate, it caters to businesses with significant financial requirements.
8. Readycap Lending, LLC
Readycap Lending, based in New Jersey, contributes to the California SBA lending landscape with a focus on a moderate number of loans. Its average loan amount and interest rate make it a viable option for businesses seeking substantial yet reasonably priced financing.
9. Bank of America
Bank of America, a national banking giant, provides a substantial number of SBA loans in California. With a focus on moderate loan amounts and an exceptionally low average interest rate, it offers an attractive financing option for businesses seeking cost-effective solutions.
10. Celtic Bank
Celtic Bank, headquartered in Utah, actively engages in California’s SBA lending market. With a focus on a moderate number of high-value loans and a competitive average interest rate, it caters to businesses with substantial financing needs.
In conclusion, California businesses have a diverse array of SBA lending options, ranging from nationally recognized banks to regional players. Entrepreneurs should carefully consider factors such as loan quantity, average loan amount, and interest rates to make informed decisions aligning with their business objectives. Whether seeking smaller, more accessible loans or substantial financial support, these top SBA lenders offer valuable resources to navigate the dynamic business environment in the Golden State.
Top Industries for SBA loans in California
| Rank | Industry | # of Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|
| 1 | Full-Service Restaurants | 264 | $676,721 | 7.0% |
| 2 | Limited-Service Restaurants | 186 | $618,606 | 7.1% |
| 3 | General Freight Trucking, Long Distance, Truckload | 99 | $429,220 | 6.7% |
| 4 | General Automotive Repair | 85 | $895,922 | 6.8% |
| 5 | Offices of Dentists | 82 | $1,193,084 | 5.9% |
| 6 | Plumbing, Heating, and Air-Conditioning Contractors | 81 | $624,846 | 6.6% |
| 7 | Hotels (except Casino Hotels) and Motels | 72 | $3,104,035 | 5.8% |
| 8 | Offices of Lawyers | 71 | $533,561 | 6.7% |
| 9 | Snack and Nonalcoholic Beverage Bars | 70 | $381,584 | 6.8% |
| 10 | General Freight Trucking, Local | 68 | $366,049 | 8.0% |
| 11 | All Other Specialty Trade Contractors | 67 | $497,069 | 7.1% |
| 12 | Residential Remodelers | 67 | $169,164 | 7.7% |
| 13 | Offices of Physicians (except Mental Health Specialists) | 67 | $889,070 | 6.2% |
| 14 | Offices of Real Estate Agents and Brokers | 66 | $289,767 | 7.1% |
| 15 | Insurance Agencies and Brokerages | 62 | $553,755 | 7.3% |
| 16 | Electrical Contractors | 60 | $677,678 | 7.0% |
| 17 | Supermarkets and Other Grocery (except Convenience) Stores | 58 | $1,030,140 | 6.6% |
| 18 | Offices of Certified Public Accountants | 54 | $751,913 | 6.3% |
| 19 | All Other Professional, Scientific, and Technical Services | 52 | $571,690 | 7.3% |
| 20 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 52 | $1,633,056 | 5.9% |
| 21 | Child Day Care Services | 49 | $940,569 | 6.8% |
| 22 | Fitness and Recreational Sports Centers | 44 | $361,773 | 7.7% |
| 23 | Homes for the Elderly | 43 | $1,325,984 | 6.3% |
| 24 | Electronic Shopping and Mail-Order Houses | 42 | $234,988 | 7.3% |
| 25 | All Other Personal Services | 40 | $345,398 | 7.4% |
| 26 | Beauty Salons | 37 | $374,405 | 8.3% |
| 27 | Administrative Management and General Management Consulting Services | 36 | $213,719 | 8.3% |
| 28 | Other Personal Care Services | 36 | $304,936 | 7.2% |
| 29 | Car Washes | 35 | $2,471,514 | 6.4% |
| 30 | Other Miscellaneous Durable Goods Merchant Wholesalers | 35 | $1,033,394 | 7.0% |
| 31 | Private Mail Centers | 34 | $309,491 | 6.6% |
| 32 | Marketing Consulting Services | 30 | $323,860 | 7.8% |
| 33 | Home Health Care Services | 30 | $915,650 | 7.0% |
| 34 | Landscaping Services | 29 | $556,734 | 6.5% |
| 35 | Janitorial Services | 28 | $585,704 | 6.6% |
| 36 | Other Miscellaneous Nondurable Goods Merchant Wholesalers | 27 | $1,242,667 | 6.0% |
| 37 | Other Activities Related to Real Estate | 26 | $536,012 | 7.3% |
| 38 | Other Accounting Services | 26 | $506,538 | 7.2% |
| 39 | Drinking Places (Alcoholic Beverages) | 25 | $914,884 | 6.7% |
| 40 | Engineering Services | 25 | $393,908 | 7.3% |
Top SBA Loan Franchises in California
| Rank | FranchiseName | # of Loans | Avg Loan | Avg Interest |
|---|---|---|---|---|
| 1 | The UPS Store | 23 | $341,204 | 6.8% |
| 2 | Motel 6 | 10 | $4,796,300 | 5.7% |
| 3 | Cold Stone Creamery | 9 | $328,722 | 7.2% |
| 4 | It’s Boba Time | 7 | $460,743 | 7.5% |
| 5 | Round Table Pizza | 6 | $1,694,550 | 6.6% |
| 6 | Cold Stone Creamery | 6 | $366,333 | 7.0% |
| 7 | Crumbl | 6 | $572,750 | 7.0% |
| 8 | Crumbl | 5 | $755,200 | 6.6% |
| 9 | Subway | 5 | $285,600 | 7.2% |
| 10 | Restoration 1 | 5 | $167,000 | 7.0% |
| 11 | Super 8 | 4 | $3,481,250 | 6.1% |
| 12 | Dickey’s Barbecue Pit | 4 | $380,750 | 7.2% |
| 13 | Home Instead Senior Care | 4 | $796,250 | 7.7% |
| 14 | Senior Helpers | 4 | $142,500 | 7.9% |
| 15 | PostalAnnex+ (Retail Center) | 4 | $175,500 | 7.9% |
| 16 | Mosquito Joe | 4 | $150,000 | 6.4% |
| 17 | Patrice & Associates | 4 | $150,000 | 7.5% |
| 18 | The UPS Store | 4 | $418,375 | 7.7% |
| 19 | Pak Mail (Retail Center/Commer | 4 | $180,000 | 4.8% |
| 20 | Papa John’s | 4 | $342,250 | 5.3% |
| 21 | Scenthound | 3 | $218,433 | 8.4% |
| 22 | The UPS Store | 3 | $307,000 | 6.9% |
| 23 | The UPS Store | 3 | $224,067 | 6.3% |
| 24 | Dog Haus | 3 | $795,567 | 8.3% |
| 25 | Cookie Co. | 3 | $212,333 | 9.0% |
| 26 | Econo Lodge | 3 | $2,638,333 | 5.4% |
| 27 | SureStay | 3 | $3,134,167 | 4.8% |
| 28 | Travelodge | 3 | $3,795,833 | 5.4% |
| 29 | Mountain Mike’s Pizza | 3 | $965,667 | 6.0% |
| 30 | Best Western | 3 | $4,960,833 | 4.8% |
| 31 | Stretch Lab | 3 | $327,333 | 8.1% |
| 32 | Furniture Medic | 2 | $912,500 | 7.0% |
| 33 | Dryer Vent Wizard | 2 | $150,000 | 8.3% |
| 34 | Kitchen Tune-Up | 2 | $150,000 | 7.5% |
| 35 | Ace Handyman Services | 2 | $150,000 | 6.0% |
| 36 | Mr. Appliance | 2 | $150,000 | 6.0% |
| 37 | Right at Home | 2 | $737,500 | 7.4% |
| 38 | All Dry | 2 | $136,500 | 7.5% |
| 39 | Mrs. Fields | 2 | $515,500 | 9.0% |
| 40 | Safari Kid | 2 | $503,000 | 6.6% |
Top California SBA Loan Borrowers by Jobs Supported
| Rank | Business | Location | Industry | Loan Size | Interest Rate | Jobs |
|---|---|---|---|---|---|---|
| 1 | CANYON MARKET | San Francisco, CA | Supermarkets and Other Grocery (except Convenience) Stores | $2.5M – $5M | 9.3% | 430 |
| 2 | RIGHT AT HOME | Burbank, CA | Services for the Elderly and Persons with Disabilities | $500K – $1M | 7.4% | 312 |
| 3 | STEPHEN MICHAEL BELLO | San Bernardino, CA | Drywall and Insulation Contractors | $1M – $2.5M | 3.8% | 300 |
| 4 | TRI SOURCE INTERNATIONAL LLC | Valencia, CA | Telephone Answering Services | $2.5M – $5M | 6.3% | 290 |
| 5 | ONE SHIELD SECURITY SERVICES L | Carlsbad, CA | Security Guards and Patrol Services | $1M – $2.5M | 9.3% | 275 |
| 6 | HARNESS POWER INC. | Corona, CA | Electrical Contractors | $2.5M – $5M | 9.3% | 275 |
| 7 | WATER DAMAGE RESCUE INC. | Canoga Park, CA | All Other Specialty Trade Contractors | $1M – $2.5M | 7.3% | 270 |
| 8 | SAHARA CONSTRUCTION CO INC | Sun Valley, CA | Poured Concrete Foundation and Structure Contractors | $2.5M – $5M | 10.0% | 250 |
| 9 | MILES AND JANE INC. | Hemet, CA | Home Health Care Services | $500K – $1M | 6.4% | 214 |
| 10 | RECRUITMENT ALLEY LLC | Fresno, CA | Employment Placement Agencies | $250K – $500K | 10.5% | 200 |
| 11 | MARINA SECURITY SERVICES INC | San Francisco, CA | Security Guards and Patrol Services | $500K – $1M | 7.8% | 200 |
| 12 | GUSTAVO RODRIGUEZ | Stockton, CA | All Other Specialty Trade Contractors | $500K – $1M | 5.3% | 200 |
| 13 | O.F.R INC. | Kingsburg, CA | Farm Management Services | $1M – $2.5M | 9.0% | 200 |
| 14 | J BOYD REAL ESTATE LLC | Sacramento, CA | Air-Conditioning and Warm Air Heating Equipment and Commercial and Ind | $2.5M – $5M | 7.5% | 200 |
| 15 | OPTIMA REALTY | Fairfield, CA | Offices of Real Estate Agents and Brokers | $500K – $1M | 5.0% | 198 |
| 16 | AUTOMATED ENGINEERING SERVICES | Oceanside, CA | Engineering Services | $500K – $1M | 6.0% | 188 |
| 17 | LUCE COMMUNICATIONS LLC | Yorba Linda, CA | Commercial Gravure Printing | $1M – $2.5M | 6.8% | 186 |
| 18 | TARSUS FOODS INC | Redding, CA | Limited-Service Restaurants | $1M – $2.5M | 5.5% | 185 |
| 19 | DIGITAL MARKET MEDIA INC | San Luis Obispo, CA | Media Buying Agencies | $500K – $1M | 8.0% | 181 |
| 20 | TMC GENERAL CONSTRUCTION INC. | Rancho Cordova, CA | Framing Contractors | $2.5M – $5M | 6.3% | 181 |
| 21 | GARY AND JULIE CRISP AS TRUSTE | Costa Mesa, CA | Commercial Gravure Printing | $1M – $2.5M | 5.0% | 167 |
| 22 | ROLSTON INCORPORATED | Big Bear Lake, CA | Full-Service Restaurants | $250K or less | 9.8% | 164 |
| 23 | HOME INSTEAD | Sunnyvale, CA | Services for the Elderly and Persons with Disabilities | $500K – $1M | 7.4% | 164 |
| 24 | COMPANIONCARE LLC | San Francisco, CA | Services for the Elderly and Persons with Disabilities | $500K – $1M | 7.9% | 152 |
| 25 | RELIANT REAL ESTATE MANAGEMENT | Santa Ana, CA | Residential Property Managers | $500K – $1M | 5.5% | 150 |
| 26 | EDNA’S BAKERY | San Luis Obispo, CA | Commercial Bakeries | $1M – $2.5M | 6.4% | 150 |
| 27 | DIRTY DOGS AND MEOW LLC | Solana Beach, CA | $1M – $2.5M | 6.3% | 140 | |
| 28 | SENDER ONE WESTWOOD LLC | Los Angeles, CA | Fitness and Recreational Sports Centers | $1M – $2.5M | 7.0% | 138 |
| 29 | PARDEEP SINGH | West Sacramento, CA | General Freight Trucking, Long Distance, Truckload | $2.5M – $5M | 5.0% | 138 |
| 30 | COLINAS FARMING COMPANY | Napa, CA | Farm Management Services | $2.5M – $5M | 7.8% | 130 |
| 31 | MULGREW AIRCRAFT COMPONENTS I | Monrovia, CA | Other Aircraft Parts and Auxiliary Equipment Manufacturing | $250K – $500K | 6.0% | 126 |
| 32 | KILAM PROPERTIES LLC | Fremont, CA | Couriers | $500K – $1M | 4.4% | 126 |
| 33 | CHASE ACE HARDWARE | Sunnyvale, CA | $1M – $2.5M | 6.3% | 125 | |
| 34 | BOWCOR INC. | Bakersfield, CA | Services for the Elderly and Persons with Disabilities | $1M – $2.5M | 6.8% | 125 |
| 35 | THE RIZVI GROUP OF COMPANIES | Danville, CA | Services for the Elderly and Persons with Disabilities | $250K or less | 6.3% | 124 |
| 36 | AHARONI & STEELE INC. | Santa Clara, CA | Other Snack Food Manufacturing | $2.5M – $5M | 5.0% | 124 |
| 37 | SUPER7 RETAIL INC. | San Francisco, CA | $2.5M – $5M | 7.5% | 123 | |
| 38 | LANDSCAPING VENTURES INC. | Eureka, CA | Landscaping Services | $250K or less | 5.6% | 121 |
| 39 | UNLIMITED COMMUNICATIONS | Woodland, CA | All Other Telecommunications | $2.5M – $5M | 6.0% | 120 |
| 40 | VERTUS PROPERTIES INC. | Roseville, CA | Residential Property Managers | $500K – $1M | 5.1% | 119 |
| 41 | PAINE’S RESTAURANT | Hollister, CA | Full-Service Restaurants | $1M – $2.5M | 6.1% | 110 |
| 42 | H2L GROUND DELIVERY INC | Sacramento, CA | General Freight Trucking, Local | $2.5M – $5M | 6.3% | 110 |
| 43 | ARROW CREATIVE SOLUTIONS INC. | Rocklin, CA | All Other Specialty Trade Contractors | $1M – $2.5M | 6.9% | 108 |
| 44 | MID-VALLEY PATRIOTS INC | Vacaville, CA | Food Service Contractors | $250K or less | 5.7% | 104 |
| 45 | F & J EHLERS ENTERPRISES INC. | Oceanside, CA | Home Health Care Services | $1M – $2.5M | 7.1% | 104 |
| 46 | BACKHAUS LLC | Burlingame, CA | Retail Bakeries | $2.5M – $5M | 9.8% | 104 |
| 47 | MUSE CAFE INC. | Santa Monica, CA | Full-Service Restaurants | $2.5M – $5M | 7.5% | 104 |
| 48 | MORGAN VALLEY HOLDINGS LLC | Murrieta, CA | Retail Bakeries | $500K – $1M | 6.0% | 103 |
| 49 | TRUE FINISH CONTRACTING | San Diego, CA | Finish Carpentry Contractors | $250K or less | 5.0% | 100 |
| 50 | MALTED CAPITAL INC. | La Mesa, CA | Full-Service Restaurants | $250K or less | 10.0% | 100 |
| 51 | PROTECTION AMERICA INC | Chatsworth, CA | Security Guards and Patrol Services | $250K or less | 10.4% | 100 |
| 52 | FIDELITY SECURITY SERVICES INC | Canyon Country, CA | Security Guards and Patrol Services | $250K or less | 6.3% | 100 |
| 53 | CALPRO PROPERTIES LLC | Fairfield, CA | Painting and Wall Covering Contractors | $250K – $500K | 8.4% | 100 |
| 54 | NEWPORT WHALER LLC | Newport Beach, CA | Full-Service Restaurants | $1M – $2.5M | 9.5% | 100 |
| 55 | COMMONWEALTH DEVELOPMENT GROUP | Chico, CA | Power and Communication Line and Related Structures Construction | $1M – $2.5M | 7.8% | 100 |
| 56 | STEARNS PRODUCT DEVELOPMENT CO | Perris, CA | Metal Kitchen Cookware, Utensil, Cutlery, and Flatware (except Preciou | $2.5M – $5M | 5.8% | 100 |
| 57 | THERMAL TECHNOLOGY LLC | Santa Rosa, CA | $2.5M – $5M | 7.5% | 96 | |
| 58 | OGAP VENTURES CORP. | San Diego, CA | Retail Bakeries | $500K – $1M | 6.1% | 94 |
| 59 | FLEETWORKS INC. | Santa Fe Springs, CA | General Automotive Repair | $250K – $500K | 6.0% | 93 |
| 60 | TL INTERNATIONAL HOLDINGS LLC | El Cajon, CA | $1M – $2.5M | 5.3% | 92 | |
| 61 | P3 INC. | Valencia, CA | Other Miscellaneous Nondurable Goods Merchant Wholesalers | $250K – $500K | 5.0% | 90 |
| 62 | CARE AT HOME LLC | Corona, CA | Home Health Care Services | $250K – $500K | 7.5% | 90 |
| 63 | SEFB COMPANY | Laguna Hills, CA | Retail Bakeries | $500K – $1M | 8.0% | 90 |
| 64 | VISITING ANGELS | Lindsay, CA | Home Health Care Services | $1M – $2.5M | 7.5% | 90 |
| 65 | SOFT FINISH INC. | Los Angeles, CA | Apparel Accessories and Other Apparel Manufacturing | $2.5M – $5M | 7.0% | 90 |
| 66 | NARI TRADING INC. | Rancho Cordova, CA | Supermarkets and Other Grocery (except Convenience) Stores | $2.5M – $5M | 5.7% | 84 |
| 67 | JDC SANTOS LLC | Oakland, CA | Full-Service Restaurants | $250K or less | 7.5% | 83 |
| 68 | THE HOLMQUIST FAMILY TRUST DAT | Bakersfield, CA | Motor Vehicle Supplies and New Parts Merchant Wholesalers | $1M – $2.5M | 4.2% | 82 |
| 69 | TEMECULA VALLEY REMODELING | Murrieta, CA | Residential Remodelers | $250K or less | 7.0% | 80 |
| 70 | PIONEER STAFFING SERVICES | Los Alamitos, CA | Employment Placement Agencies | $250K – $500K | 5.5% | 80 |
| 71 | CANDIES TOLTECA | Fresno, CA | Other Snack Food Manufacturing | $250K – $500K | 10.0% | 80 |
| 72 | 202203WY-14 LLC | Pomona, CA | $1M – $2.5M | 5.6% | 80 | |
| 73 | K9 BALLISTICS INC. | Camarillo, CA | $1M – $2.5M | 5.5% | 80 | |
| 74 | STEPANYAN HOLDINGS LLC | Valley Village, CA | Home Health Care Services | $2.5M – $5M | 4.8% | 80 |
| 75 | MOSAIC REAL ESTATE HOLDINGS LL | San Jose, CA | Freight Transportation Arrangement | $2.5M – $5M | 5.5% | 80 |
| 76 | BLUE SHORE INVESTMENTS LLC | Marina, CA | Full-Service Restaurants | $2.5M – $5M | 8.3% | 80 |
| 77 | NEW LOOK SKIN LLC | Newport Beach, CA | Office Administrative Services | $2.5M – $5M | 4.3% | 80 |
| 78 | AARON CHRYSLER DODGE JEEP RAM | Norco, CA | New Car Dealers | $2.5M – $5M | 5.4% | 80 |
| 79 | EPIC HOMECARE INC. | Los Angeles, CA | Home Health Care Services | $1M – $2.5M | 5.3% | 78 |
| 80 | DISCOUNT COURIER SERVICES INC | Mission Viejo, CA | Local Messengers and Local Delivery | $2.5M – $5M | 4.8% | 77 |
| 81 | RECON ENGINEERING TECHNOLOGIES | San Diego, CA | Machine Shops | $250K – $500K | 8.3% | 76 |
| 82 | FMOC INC. | San Leandro, CA | Reupholstery and Furniture Repair | $500K – $1M | 7.0% | 76 |
| 83 | ERA HIPPOLYTA LLC | Torrance, CA | Caterers | $2.5M – $5M | 5.3% | 76 |
| 84 | RINCON ENGINEERING TECHNOLOGIE | San Diego, CA | Machine Shops | $2.5M – $5M | 6.0% | 76 |
| 85 | AVANTI WC INC. | Walnut Creek, CA | Full-Service Restaurants | $250K – $500K | 3.0% | 75 |
| 86 | HILLENDALE HOME CARE | Walnut Creek, CA | Home Health Care Services | $1M – $2.5M | 9.3% | 75 |
| 87 | HARBOR PSYCHIATRY & MENTAL HEA | Newport Beach, CA | Offices of Physicians, Mental Health Specialists | $1M – $2.5M | 6.0% | 75 |
| 88 | MEAL PREP SUNDAY SAN DIEGO LLC | Vista, CA | Caterers | $2.5M – $5M | 5.0% | 75 |
| 89 | SEAL WELL INC. | San Jose, CA | All Other Specialty Trade Contractors | $2.5M – $5M | 7.5% | 75 |
| 90 | ATLR HOLDINGS INCORPORATED | San Jose, CA | Beauty Salons | $250K – $500K | 6.8% | 74 |
| 91 | VMP LLC | Modesto, CA | $500K – $1M | 8.0% | 74 | |
| 92 | 3LB LLC | South Lake Tahoe, CA | Full-Service Restaurants | $2.5M – $5M | 8.3% | 74 |
| 93 | MOXIE BHE LLC | Salinas, CA | Limited-Service Restaurants | $500K – $1M | 7.8% | 73 |
| 94 | ABOUT BEHAVIOR CONSULTING INC | Orange, CA | Offices of Mental Health Practitioners (except Physicians) | $250K or less | 6.8% | 72 |
| 95 | CASSONDRA MARIE ROSE TRUSTEE | Riverside, CA | Offices of Mental Health Practitioners (except Physicians) | $1M – $2.5M | 5.1% | 71 |
| 96 | M CARLIN SYSTEMS INC | San Diego, CA | Electrical Contractors | $250K or less | 10.0% | 70 |
| 97 | ARIA COMMERCIAL CLEANING SERVI | Santa Fe Springs, CA | Janitorial Services | $250K – $500K | 9.8% | 70 |
| 98 | MICHAEL C WICKLINE AND REBECCA | Imperial, CA | Plumbing, Heating, and Air-Conditioning Contractors | $500K – $1M | 5.8% | 70 |
| 99 | FAMILY TRUST OF CASSONDRA M. K | Murrieta, CA | Offices of Mental Health Practitioners (except Physicians) | $500K – $1M | 3.9% | 70 |
| 100 | TOMO LEE INC. | Porter Ranch, CA | Full-Service Restaurants | $1M – $2.5M | 9.5% | 70 |
Note about SBA lenders near me in California
When it comes to top California SBA lenders, it’s a common inquiry whether any of the listed banks are 1) included in the California preferred lender list, 2) approved lenders in California, or 3) active participants in the California SBA Express lending program. These queries center around the ability of a given SBA bank to facilitate small business SBA loans in California swiftly. The answer is an unequivocal yes. These aren’t your run-of-the-mill banks making only a handful of SBA loans annually; these are institutions well-versed in the intricacies of the SBA 7(a) loan program. They stand out as the top performers in California, as evidenced by our thorough analysis of thousands of SBA loans each year, leading us to rank lenders based on recent activity.
It’s crucial to note that while some banks may limit their lending to specific regions, there exist a select few highly assertive nationwide SBA lenders that operate nationally. These lenders possess a profound understanding of the SBA program and execute transactions with remarkable speed. Therefore, we advise against restricting your search solely to your home state. Our lender match tool proves invaluable in this regard. By utilizing it, we can identify suitable SBA banks tailored to your specific needs, be it geography, industry, company size, all at no cost or obligation to you. This service aims to save you valuable time and ensure a seamless SBA loan process.