Top SBA Lenders in Indiana

Indiana’s small businesses looking for SBA loans have a diverse set of lenders to consider, each offering unique strengths. Let’s explore the top 10 SBA lenders in the state, providing insights into what makes each institution distinctive and valuable for potential borrowers:

Indiana Preferred SBA Lenders

RankBankBank HQ# of Loans Avg Loan Avg Interest
1The Huntington National BankColumbus, OH232 $199,673 6.9%
21st Source BankSouth Bend, IN90 $155,021 6.8%
3Centier BankWhiting, IN60 $269,163 6.3%
4Old National BankEvansville, IN35 $827,814 6.3%
5German AmericanJasper, IN34 $268,688 5.5%
6U.S. BankCincinnati, OH32 $78,488 6.6%
7KeyBankCleveland, OH26 $341,942 7.7%
8Live OakWilmington, NC25 $1,781,280 6.8%
9Citizens State Bank of New CastleNew Castle, IN21 $138,600 7.2%
10Fifth Third BankCincinnati, OH17 $552,247 6.4%
11Merchants Bank of IndianaCarmel, IN17 $760,424 6.9%
12Newtek Small Business FinanceLake Success, NY16 $755,219 8.0%
13JPMorgan Chase BankColumbus, OH15 $299,467 7.8%
14Lake City BankWarsaw, IN14 $543,643 6.2%
15United Midwest Savings BankDe Graff, OH14 $624,143 6.6%
16BankableAnderson, IN13 $154,846 9.1%
17STAR Financial BankFort Wayne, IN13 $363,569 6.3%
18First Financial BankCincinnati, OH12 $300,642 5.3%
19BayFirst National BankSaint Petersburg, FL11 $162,455 7.7%
20Home Loan Investment BankWarwick, RI11 $2,136,818 6.6%
21BancorpSouth BankTupelo, MS10 $283,000 7.1%
22First Federal Savings BankEvansville, IN10 $579,400 5.3%
23Stock Yards Bank & TrustLouisville, KY10 $519,970 5.7%
24Community First Bank of IndianaKokomo, IN9 $904,600 7.3%
25Horizon BankMichigan City, IN9 $429,622 5.5%
26PNC BankWilmington, DE9 $215,056 6.9%
27Readycap Lending, LLCBerkeley Heights, NJ9 $874,278 8.7%
28The North Salem State BankNorth Salem, IN9 $311,111 5.7%
29First Internet Bank of IndianaFishers, IN8 $614,000 7.4%
30Celtic BankSalt Lake City, UT7 $402,714 7.1%
31Teachers CUSouth Bend, IN6 $667,467 6.7%
32The Farmers BankFrankfort, IN6 $440,517 5.2%
33The First National Bank of CarmiCarmi, IL6 $1,111,483 5.9%
34Bank of GeorgeLas Vegas, NV5 $2,154,400 5.1%
35Citizens BankElizabethton, TN5 $598,080 7.0%
36First Bank of the LakeOsage Beach, MO5 $1,326,600 7.7%
37GbankLas Vegas, NV5 $2,154,400 5.1%
38Hendricks County Bank and TrustBrownsburg, IN5 $339,420 6.3%
39Heritage FCUNewburgh, IN5 $56,980 8.7%
40Millennium BankDes Plaines, IL5 $1,692,840 6.2%

1. The Huntington National Bank

The Huntington National Bank, based in Columbus, Ohio, leads the way in Indiana with a regional focus. Facilitating 232 loans, the bank offers an average loan amount of $199,673 at a competitive 6.9% interest rate. With a strong commitment to the Midwest, businesses in Indiana can rely on Huntington for personalized service and substantial lending support.

2. 1st Source Bank

1st Source Bank, located in South Bend, Indiana, secures the second position with a strong local focus. With 90 loans, the bank provides an average loan amount of $155,021 at a 6.8% interest rate. Businesses in Indiana seeking community-oriented financing may find 1st Source Bank to be a reliable partner.

3. Centier Bank

Centier Bank, headquartered in Whiting, Indiana, holds the third spot. With 60 loans, the bank offers an average loan amount of $269,163 at a 6.3% interest rate. Centier Bank caters to businesses in the state, providing a balance between personalized service and competitive financing terms.

4. Old National Bank

Old National Bank, based in Evansville, Indiana, specializes in larger loan amounts. With 35 loans, the bank offers an average loan of $827,814 at a 6.3% interest rate. Old National Bank may be an attractive option for businesses in Indiana seeking substantial financial backing.

5. German American

German American, headquartered in Jasper, Indiana, stands out with a strong regional focus. With 34 loans, the bank provides an average loan amount of $268,688 at an impressively low 5.5% interest rate. German American offers businesses in Indiana a local touch with competitive financing terms.

6. U.S. Bank

U.S. Bank, based in Cincinnati, Ohio, is a national player with a presence in Indiana. With 32 loans, the bank provides an average loan amount of $78,488 at a 6.6% interest rate. U.S. Bank offers businesses in the state access to a broad range of financial services backed by a well-established national institution.

7. KeyBank

KeyBank, headquartered in Cleveland, Ohio, secures the seventh position. With 26 loans, the bank offers an average loan amount of $341,942 at a 7.7% interest rate. KeyBank provides businesses in Indiana with a mix of regional support and substantial lending capabilities.

8. Live Oak

Live Oak, based in Wilmington, North Carolina, distinguishes itself with a focus on larger loan amounts. With 25 loans, the bank provides an average loan of $1,781,280 at a 6.8% interest rate. Live Oak is a strategic choice for businesses in Indiana seeking substantial funding for growth and expansion.

9. Citizens State Bank of New Castle

Citizens State Bank of New Castle, located in New Castle, Indiana, takes the ninth position. With 21 loans, the bank offers an average loan amount of $138,600 at a 7.2% interest rate. Citizens State Bank of New Castle caters to the local community, providing businesses with personalized service and competitive financing terms.

10. Fifth Third Bank

Fifth Third Bank, based in Cincinnati, Ohio, closes the top 10 SBA lenders in Indiana. With 17 loans, the bank offers an average loan amount of $552,247 at a 6.4% interest rate. Fifth Third Bank provides businesses in the state with a mix of regional and national support.

In conclusion, Indiana businesses have a robust selection of SBA lenders, each offering distinct advantages. Whether seeking local community support, substantial national backing, or a mix of both, these top 10 lenders cater to the diverse financial needs of businesses in the Hoosier State.

Top Industries for SBA loans in Indiana

RankIndustry# of Loans Avg Loan Avg Interest
1General Freight Trucking, Long Distance, Truckload69 $127,119 7.1%
2Full-Service Restaurants55 $291,525 6.5%
3Limited-Service Restaurants39 $385,933 6.1%
4Hotels (except Casino Hotels) and Motels33 $2,068,367 5.9%
5General Freight Trucking, Local30 $320,667 7.2%
6Landscaping Services24 $182,767 6.9%
7Fitness and Recreational Sports Centers24 $378,042 6.4%
8Plumbing, Heating, and Air-Conditioning Contractors23 $259,626 6.4%
9Beauty Salons23 $273,239 7.1%
10Insurance Agencies and Brokerages19 $183,195 7.2%
11Offices of Chiropractors18 $219,739 7.0%
12Snack and Nonalcoholic Beverage Bars17 $402,088 6.4%
13Residential Remodelers14 $85,071 6.9%
14Commercial and Institutional Building Construction12 $713,158 6.7%
15Janitorial Services10 $281,170 7.5%
16Roofing Contractors10 $491,350 7.2%
17All Other Professional, Scientific, and Technical Services9 $728,322 6.9%
18Drinking Places (Alcoholic Beverages)9 $389,067 6.5%
19Sports and Recreation Instruction9 $254,500 6.7%
20Offices of Mental Health Practitioners (except Physicians)9 $162,333 6.6%
21Other Personal Care Services8 $217,038 6.2%
22Child Day Care Services8 $894,988 7.1%
23All Other Specialty Trade Contractors8 $199,988 6.3%
24All Other Amusement and Recreation Industries8 $358,913 5.9%
25General Automotive Repair7 $830,900 7.4%
26Engineering Services7 $809,671 7.8%
27All Other Miscellaneous Store Retailers (except Tobacco Stores)7 $149,729 6.5%
28Other Personal and Household Goods Repair and Maintenance7 $158,100 7.1%
29Machine Shops6 $629,183 6.6%
30Offices of Certified Public Accountants6 $473,083 6.9%
31Electrical Contractors6 $497,450 7.9%
32Funeral Homes and Funeral Services6 $1,518,617 5.5%
33Services for the Elderly and Persons with Disabilities6 $166,667 6.7%
34Offices of Dentists6 $1,739,683 5.4%
35Pet Care (except Veterinary) Services6 $120,450 6.3%
36All Other Miscellaneous Fabricated Metal Product Manufacturing6 $106,250 6.3%
37Specialized Freight (except Used Goods) Trucking, Local5 $192,660 6.6%
38Commercial Gravure Printing5 $329,600 7.4%
39Offices of Physical, Occupational and Speech Therapists, and Audiologi5 $87,980 6.9%
40Offices of Lawyers5 $299,800 7.2%

Top SBA Loan Franchises in Indiana

RankFranchiseName# of Loans Avg Loan Avg Interest
1The UPS Store5 $490,760 8.3%
2Best Western4 $2,787,500 6.6%
3Super 84 $1,309,125 5.4%
4Stretch Lab3 $132,367 6.3%
5Days Inn3 $1,578,000 7.0%
6SureStay3 $1,899,000 6.3%
7Smoothie King3 $224,000 5.5%
8USA Insulation3 $66,667 7.3%
9Anytime Fitness3 $110,400 6.7%
10Biggby Coffee3 $361,933 7.6%
11Fairfield Inn by Marriott2 $4,080,000 6.5%
12Senior Care Authority2 $150,000 6.3%
13FASTSIGNS2 $610,250 4.9%
14Mr. Handyman2 $112,500 7.9%
15Fit Body Boot Camp2 $130,500 5.5%
16Biggby Coffee2 $148,400 7.3%
17The Learning Experience2 $238,000 9.0%
18Maid Rite2 $150,000 6.0%
19Seniors Helping Seniors 2 $150,000 6.0%
20Quality Inn2 $2,616,200 5.3%
21QC Kinetix2 $200,000 4.3%
22Ziggi’s Coffee2 $1,177,750 5.8%
23Country Inn & Suites By Carlso2 $2,526,000 6.8%
24D-BAT2 $613,000 6.6%
25Baymont Inn & Suites2 $2,170,000 1.0%
26Snap-on2 $60,000 5.7%
27Dairy Queen of Mid Ohio Inc. –2 $507,500 4.6%
28Midas2 $106,000 5.0%
29Crumbl2 $457,800 6.8%
30Great Clips2 $1,782,000 8.5%

Top Indiana SBA Loan Borrowers by Jobs Supported

RankBusinessLocationIndustry Loan Size Interest Rate Jobs
1WATCHMEN SECURITY LLCIndianapolis, INAll Other Professional, Scientific, and Technical Services $1M – $2.5M 9.8%240
2R3 COMPOSITES CORP.Grabill, INMotor Vehicle Metal Stamping $1M – $2.5M 6.0%179
3FOX GROUP INCNew Albany, INInstitutional Furniture Manufacturing $1M – $2.5M 7.8%164
4ZOOMERS RV INC.Wabash, INRecreational Vehicle Dealers $1M – $2.5M 7.5%132
5NOM NOM COOKIES VALPARAISO LLCValparaiso, INBaked Goods Stores $250K – $500K 4.8%122
6GOBRO PROPERTIES LLCWhiteland, INAll Other Amusement and Recreation Industries $250K or less 4.8%120
7HANDLEDNOW LLCIndianapolis, INEmployment Placement Agencies $500K – $1M 8.3%100
8FRAZZINI LLCValparaiso, INLimited-Service Restaurants $250K or less 5.3%98
9BEHAVIOR ASSOCIATES OF INDIANAMuncie, INOffices of All Other Miscellaneous Health Practitioners $1M – $2.5M 5.3%94
10LNR COMPANIES INC.Noblesville, INOther Foundation, Structure, and Building Exterior Contractors $500K – $1M 6.0%92
11ANGELKARE RESIDENTIAL & COMMUNIndianapolis, INServices for the Elderly and Persons with Disabilities $250K – $500K 9.0%88
12TRUCK SERVICE INC.Indianapolis, INGeneral Automotive Repair $500K – $1M 8.8%87
13SENIOR CARE OF NORTHERN INDIANGranger, INServices for the Elderly and Persons with Disabilities $250K or less 6.0%84
14CULVER’S OF COLUMBIA CITYColumbia City, INLimited-Service Restaurants $2.5M – $5M 4.5%81
15C5 HOLDINGS LLCKokomo, INFull-Service Restaurants $1M – $2.5M 5.0%80
16FIRESIDE LLCSellersburg, INFull-Service Restaurants $250K – $500K 6.2%70
17SHIV CHOCOLATE LLCSheridan, INFull-Service Restaurants $500K – $1M 4.6%68
18CLOUD DEFENSIVE LLCChandler, IN $2.5M – $5M 5.5%66
19SPROUTS COOKING SCHOOL LLCZionsville, INAll Other Miscellaneous Schools and Instruction $250K or less 6.0%64
20IMPRINT PEDIATRIC THERAPY LLCColumbus, INOffices of Mental Health Practitioners (except Physicians) $250K – $500K 5.3%64
21KIDWELL ELECTRIC INC.Indianapolis, INElectrical Contractors $1M – $2.5M 7.3%64
22REMSUND GROUPBrownsburg, INCouriers $1M – $2.5M 8.3%64
23LAGRANGE FAMILY DENTISTRYLagrange, INOffices of Dentists $2.5M – $5M 4.0%63
24GUARANTY RESIDENTIAL SERVICESAvon, INHome Health Care Services $250K or less 6.0%60
25PEOPLE’S BREWING COMPANYLafayette, INOther Commercial and Industrial Machinery and Equipment Rental and Lea $250K or less 7.0%60
26T23 LLCFishers, INChild Day Care Services $250K or less 9.0%60
27WOLF COMMERCIAL ROOFING INC.South Bend, INRoofing Contractors $500K – $1M 7.1%60
28SANA LLCFort Wayne, INFull-Service Restaurants $250K – $500K 6.9%58
29GRUBER INDUSTRIES INC.Lamar, INSite Preparation Contractors $250K – $500K 5.0%56
30WOLF DEN LLCIndianapolis, INPlumbing, Heating, and Air-Conditioning Contractors $250K – $500K 6.0%56
31CARVER NON-WOVEN TECHNOLOGIESFremont, INNonwoven Fabric Mills $2.5M – $5M 6.0%56
32BARNES HOLDINGS LLCValparaiso, INBaked Goods Stores $500K – $1M 4.8%54
33AFFINE HOLDINGS CORPORATIONFort Wayne, INFull-Service Restaurants $250K or less 5.3%53
34JNJ LLCJeffersonville, INSnack and Nonalcoholic Beverage Bars $500K – $1M 6.0%53
35G. A. WATSON ENTERPRISES LLCFishers, INFull-Service Restaurants $250K or less 5.5%52
36WESTIN PROPERTIES LLCClarksville, INCar Washes $1M – $2.5M 6.1%52
37FIRST GROUP ENGINEERING INCIndianapolis, INEngineering Services $1M – $2.5M 7.1%52
38AMERICAN OAK PRESERVING COMPANNorth Judson, INFlower, Nursery Stock, and Florists’ Supplies Merchant Wholesalers $250K – $500K 7.0%51
39HARDESTY RESTAURANTS LLCEvansville, INLimited-Service Restaurants $250K or less 5.0%50
40ALL-PRO DRIVING ACADEMY LLCColumbus, INAutomobile Driving Schools $250K or less 5.3%50
41MONEY ENTERPRISES LLCNew Albany, INAll Other Plastics Product Manufacturing $250K or less 5.3%50
42WE CREATE MEDIA LLCValparaiso, INMarketing Consulting Services $250K – $500K 7.5%50
43GC SUPPLY LLCSouth Bend, INLumber, Plywood, Millwork, and Wood Panel Merchant Wholesalers $250K or less 5.3%49
44HOOSIE HOLDINGS LLCSellersburg, INFull-Service Restaurants $250K – $500K 6.8%48
45MW FLOORING LLCElkhart, IN $500K – $1M 7.9%48
46CERTUS MEDICAL LLCIndianapolis, INMedical, Dental, and Hospital Equipment and Supplies Merchant Wholesal $1M – $2.5M 5.2%46
47HICKORY FURNITURE LLCMccordsville, INNonupholstered Wood Household Furniture Manufacturing $1M – $2.5M 6.1%46
48PHIL 413 INC.Carmel, INFine Arts Schools $250K – $500K 7.5%45
49SEYVA INCIndianapolis, INLimited-Service Restaurants $250K or less 6.0%44
50C&L COFFEE 1 LLCPendleton, INSnack and Nonalcoholic Beverage Bars $500K – $1M 5.0%44
51IKIO LED LIGHTING LLCIndianapolis, INElectrical Apparatus and Equipment, Wiring Supplies, and Related Equip $1M – $2.5M 4.4%44
52PINNACLE HOLDINGS LLCGranger, INGeneral Freight Trucking, Long Distance, Truckload $250K or less 7.5%42
53TOP TIER TRUCKING INC.Avon, INGeneral Freight Trucking, Local $1M – $2.5M 6.3%42
54TWO-YOUNG CONSULTANTS LLCNewburgh, INAdministrative Management and General Management Consulting Services $2.5M – $5M 6.0%42
55GOSHEN RESCARE LLCBrownsburg, INHome Health Care Services $250K or less 9.0%41
56NEW VINES LLCNew Albany, INWine and Distilled Alcoholic Beverage Merchant Wholesalers $250K or less 6.0%40
57INDY TURF AND LANDSCAPE LLCAnderson, INLandscaping Services $250K or less 7.3%40
58JQ INVESTMENTS LLCGary, INFull-Service Restaurants $250K – $500K 7.1%40
59C & E RECREATION LLCEvansville, INAll Other Amusement and Recreation Industries $500K – $1M 7.8%40
60FINNEY HOSPITALITY GROUP INC.Carmel, INOffices of Other Holding Companies $1M – $2.5M 5.0%40
61FINNEY HOSPITALITY GROUP INC.Indianapolis, INOffices of Other Holding Companies $1M – $2.5M 5.8%40
62MANSOUR BROS LLCMerrillville, INAmusement and Theme Parks $2.5M – $5M 6.5%39
63FGGSLCP LLCSt John, INFitness and Recreational Sports Centers $250K or less 5.9%38
64YOUR P D & S AGENT INCEvansville, INSpecialized Freight (except Used Goods) Trucking, Local $500K – $1M 5.3%38
65PROCOAT PROPERTIES LLCMadison, INMetal Coating, Engraving (except Jewelry and Silverware), and Allied S $500K – $1M 7.5%38
66OFF INSULATION LLCArgos, INDrywall and Insulation Contractors $250K or less 6.4%36
67TALL TIMBER COFFEE LLCRidgeville, INLimited-Service Restaurants $250K or less 5.7%36
68ROGERS REMODELING LLCBloomington, INResidential Remodelers $250K or less 6.0%36
69C & P LAWNCARE LLCWinamac, INLandscaping Services $250K or less 5.5%36
70OUTER RADIANCE LLCCarmel, INOther Personal Care Services $500K – $1M 5.3%36
71BD BROADRIPPLE LLCIndianapolis, INDrinking Places (Alcoholic Beverages) $500K – $1M 5.5%36
72GREENLINE ENVIRONMENTAL SOLUTIGary, INRemediation Services $1M – $2.5M 5.0%36
73JACOBS 1 LLCCrown Point, INFull-Service Restaurants $250K – $500K 5.0%35
74HOOSIER CUSTOM PLASTICS LLCKnox, INPlastics Pipe and Pipe Fitting Manufacturing $250K – $500K 7.5%35
75TEAM L STUDIOS LLCCarmel, INFitness and Recreational Sports Centers $250K – $500K 6.0%35
76EUREKA 1896 LLCCicero, INFull-Service Restaurants $500K – $1M 6.3%35
77MAX PSI INCRushville, INLimited-Service Restaurants $500K – $1M 7.5%35
78INDY BRANDS LLCIndianapolis, IN $500K – $1M 5.8%35
79H & T ELECTRICAL SERVICES LLCNorth Judson, INElectrical Contractors $250K or less 8.3%34
80INDIANA BAKE LLCSouth Bend, INBaked Goods Stores $250K – $500K 8.8%34
81MOBILE TECH TRAILERSBremen, INTruck Trailer Manufacturing $500K – $1M 8.8%34
82R JULIAN FITNESS INCIndianapolis, INFitness and Recreational Sports Centers $250K or less 7.0%32
83VIDEO GAME VENTURES LLCBloomington, IN $250K – $500K 6.3%32
84PRIME TIME NORTH LLCEvansville, INFull-Service Restaurants $250K – $500K 5.3%32
85MCTROPICAMM LLCJeffersonville, INSnack and Nonalcoholic Beverage Bars $250K – $500K 9.0%32
86EAST WEST HELICOPTER INC.Batesville, INOther Support Activities for Air Transportation $1M – $2.5M 4.3%32
87DAVID WAYNE INC.Franklin, INIndustrial Machinery and Equipment Merchant Wholesalers $2.5M – $5M 10.0%32
88PRIMROSE SCHOOL AT GRAY EAGLEFishers, INChild Day Care Services $2.5M – $5M 5.2%32
89THE BEE HIVE L.L.C.Danville, INFull-Service Restaurants $250K or less 5.5%30
90GRAVITY GARDEN BREWING COMPANYNewburgh, INDrinking Places (Alcoholic Beverages) $250K or less 6.8%30
91FLANDERS & PETTIJOHN LLCNoblesville, INFull-Service Restaurants $250K or less 6.3%30
92THE GODDARD SCHOOL BROWNSBURGBrownsburg, INAll Other Miscellaneous Schools and Instruction $1M – $2.5M 6.5%30
93ST. JOHN FITNESS LLCSaint John, INFitness and Recreational Sports Centers $1M – $2.5M 3.3%30
94HYDEN OPERATIONS LLCFort Wayne, INLimited-Service Restaurants $250K or less 5.8%29
95USA COMFORT CORPS INCORPORATEDIndianapolis, INPlumbing, Heating, and Air-Conditioning Contractors $250K or less 3.8%29
96HENRIOTT GROUP INC.Lafayette, INInsurance Agencies and Brokerages $500K – $1M 5.5%29
97KROPP FIRE PROTECTION INCSouth Bend, INAll Other Specialty Trade Contractors $1M – $2.5M 7.5%29
98PERRY FOAM PRODUCTS INC.Lafayette, INAbrasive Product Manufacturing $1M – $2.5M 5.3%29
99DMM PROPERTIES LLCCarmel, INEducational Support Services $2.5M – $5M 6.0%29
100ORANGETHEORY FITNESS CLARKSVILClarksville, INFitness and Recreational Sports Centers $1M – $2.5M 7.6%28

Note about SBA lenders near me in Indiana

When it comes to top Indiana SBA lenders, it’s a common inquiry whether any of the listed banks are 1) included in the Indiana preferred lender list, 2) approved lenders in Indiana, or 3) active participants in the Indiana SBA Express lending program. These queries center around the ability of a given SBA bank to facilitate small business SBA loans in Indiana swiftly. The answer is an unequivocal yes. These aren’t your run-of-the-mill banks making only a handful of SBA loans annually; these are institutions well-versed in the intricacies of the SBA 7(a) loan program. They stand out as the top performers in Indiana, as evidenced by our thorough analysis of thousands of SBA loans each year, leading us to rank lenders based on recent activity.

It’s crucial to note that while some banks may limit their lending to specific regions, there exist a select few highly assertive nationwide SBA lenders that operate nationally. These lenders possess a profound understanding of the SBA program and execute transactions with remarkable speed. Therefore, we advise against restricting your search solely to your home state. Our lender match tool proves invaluable in this regard. By utilizing it, we can identify suitable SBA banks tailored to your specific needs, be it geography, industry, company size, all at no cost or obligation to you. This service aims to save you valuable time and ensure a seamless SBA loan process.